Humana One Health Insurance Georgia
Affordable Individual and Family Medical Coverage
Humana Onehealth insurance in Georgia offers individual medical plans with competitive premiums and a large national doctor network. Humana One provides choice and flexibility with their health insurance plans - you can choose traditional copay health insurance with several deductible options or an affordable HSA health plan. Optional benefits include your choice of two dental plans, a supplemental accidental benefit and term life insurance.
Humana One Health Insurance Plans
| Humana Enhanced HSA 100 Review: |
The Humana Enhanced HSA 100 is Humana's most comprehensive HSA health insurance. Several deductible options offered including the highest in Georgia at $5,950 for single coverage or $11,900 for family coverage. Humana
does apply a 12 month waiting period for mental health services. The Humana Enhanced HSA 100 has some of the lowest rates in Georgia for an HSA health insurance plan. Two optional Humana dental plans are available, the Traditional plus or the Preventive Plus dental policy. |
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| Humana Enhanced Copay 80 Review: |
The Humana One Copay 80 policy provides unlimited copayments for Primary or Specialist office visits. Humana One pays for diagnostic lab and x-ray at 100% up to $500 per calendar year, then 20% after your deductible. Coinsurance out of pocket maximums are low at $2,500 per individual and $5000 per family. Mental health is covered after a one year waiting period. Very affordable health insurance rates, first year and renewal rates are guaranteed for twelve months. |
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| Humana Value 100 Review: |
The Humana One Value 100 policy is one of the few georgia health insurance policies that pays 100% coinsurance after your deductible. This limits your maximum out of pocket expenses to just your deductible in the event of a major hospitalization. The Humana Value 100 covers your preventive health routine physical at 100% with no deductible and level one generic prescriptions with a $15 copayment. There are no office visit copayments provided, your office visit charges are discounted in network then applied to your deductible. |
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| Humana Copay 80 Review: |
The Humana One Copay 80 provides six office visit co-payments for Primary Care and Specialists combined, after six visits your deductible applies. Diagnostic lab and x-ray covered at 100% with no deductible, up to $400 per calendar year, then 80% after your deductible. Humana provides
no co-payment for the emergency room, but there ia an optional $1,000 or $2,500 supplemental accident rider available. Very affordable new health insurance rates, renewal rates are similar to current market rates. |
Video Review:
| Humana HSA 100 Review: |
The Humana One HSA 100 is a very affordable aggregate deductible Georgia HSA health insurance.
The HSA 100 plan does not cover prescriptions, mental health or chiropractic care. Humana provides a discount prescription card and
you may use your tax free HSA funds to pay for precription drugs. As the name suggests, Humana pays 100% once you meet your deductible. The HSA 100 policy offers deductible options as high as $5,950 for an individual or 11,900 for a family. |
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| Humana Copay 70 Review: |
The Humana One Copay 70 benefits include three (3) office visit co-payments for Primary and Specialist office visits combined, after three visits your deductible applies. Humana pays 100% for diagnostic lab and x-ray, including allergy testing, up to $300 per calendar year, then 70%
after your deductible. Optional $1,000 or $2,500 supplemental accident rider and dental coverage is available.
Very affordable new health insurance rates, renewal rates are similar to current market rates. |
Video Review:
Humana One Short Term Health Insurance
| Humana Short Term Medical Review: |
The Humana One Short term medical is a quality policy with several deductible and coinsurance options. Humana does cover some preventive care services including child wellness services, Pap smears, mammograms and prostate screenings - age 40 and over after the deductible. Humana is the only Georgia health insurance company that offers a short term benefit duration of up to 12 months. Humana's short term medical rates are affordable and guaranteed for the benefit period selected. |
Humana One Dental Insurance
| Humana Traditional Plus Dental Review: |
The Humana One Traditional dental insurance is a true dental PPO plan with benefits provided for in and out of network dental expenses. In network pre-negotiated dental fees will provide a higher level of benefits. Waiting periods apply for basic services (six months) and major services (twelve months). One of the best dental insurance option available to Georgia individuals and families. The Humana Traditional dental rates and renewal premiums tend be moderately expensive. |
| Humana Preventive Plus Dental Review: |
The Humana One Preventive Plus offers a good dental insurance PPO plan for preventive and basic dental services. Benefits are provided for both in and out of network dental care. Humana One offers good premiums for the dental benefits provided. A six month waiting period for basic services. Major dental and orthodontic services are discounted when you visit an in network dental provider. Humana sells the Preventive Plus Dental with very affordable dental insurance rates and renewal premiums. |
| Humana PrePaid C550 Dental Review: |
Humana One offers the Prepaid C550 Discount Dental as a great dental discount plan with a good dental provider list. Discounts are provided for
in-network dental specialists. The dental policy has no waiting periods, claims to file or annual maximums. The C550 dental has a
$10 office visit co-payment which applies for each visit. Discounts provided are generally very good. Current monthly rates: 1 member: $16.00, 2 : $26.62, 3 : $35.73, 4 : $44.67,
5+ members: $52.95 plus one time $35 enrollment fee
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